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Kristy has over 25 years of experience in the mortgage industry working in Wholesale and Retail Lending.  She started in the front office doing disclosures, has processed, drawn docs and has experience in underwriting Conv Conforming, Non-Conforming, Non QM, Bond, DAP, FHA and VA Loans.  She is solutions oriented and always strives to make the customer experience a positive one.

Kristy lives in San Diego, CA with her husband, son, nephew and a Great Dane/Lab Mix.  She enjoys spending time with her family and friends and just being outdoors.  Her hobbies include running, stand up paddle boarding and most recently pickle ball.

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