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My mortgage career started in 1991, beginning in processing . I’ve been underwriting for almost 30 years. I’ve seen a lot of things change over that time.  I analyze loans and asses the details or each loan. My goal is to be as helpful as possible to each team to help grow their knowledge. I am certified in Conventional loans, FHA and VA  (DE and LAPP/SAR) and Jumbo loans. I ensure compliance guidelines and regulations are followed. 

Originally from Central New York, I moved to Texas and lived there for 25 yrs. Now I currently live in Palm Coast, Florida. I love everything about the ocean and beach living. I’m a fan of college football  (Syracuse Orange), NFL football(NY Football Giants!) and college basketball . I love to cook and spend time at the beach in my down time

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